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Work with interest rules (FKR47001)

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In this file you define the interest rules to be used in the interest invoicing routine. The interest rule is connected to the debtor on the A/R basic data panel in Work with business partners.

Options

Selection fields

Rule
This column lists the interest rule codes.
Description
This column displays the description of the interest rule codes.
Handling
This column displays the interest handling code denoting how interest is handled on overdue invoices for the interest rule.

Valid codes are:

Code Description
1 Interest invoices can be issued only after the invoice has been paid, (e.g., fully settled) and after the grace period of each debtor.
2 Interest invoices can be issued, after the grace period, for any overdue invoice that is eligible for interest invoicing and not fully settled. The invoiced amount will be the accrued interest from due date up to the selected calculation date. The next time you issue interest invoices, interest is calculated from the last updated calculation date up to current calculation date, and so on. Interest is not charged for the time period from last updated calculation date up to the date of payment which fully settles the invoice.

Note: In this way both interest amounts, e.g., interest based on remaining amount and settled amount, will be calculated unless they are switched off at the Document type level in the Interest/Open item and Interest payment fields.

3 Interest invoices are issued as in method 2 above, with the difference that interest is charged also for fully settled invoices and the last time period up to the date of payment that fully settles an invoice.
Calculation
This column displays the interest calculation code denoting how the interest is calculated on overdue invoices for the interest rule.

Valid codes are:

Code Description
1 Interest is calculated per started day
2 Interest is calculated per started week
3 Interest is calculated per started month
4 One time charge, regardless of the number of days overdue
Year base
This column displays the code denoting the number of days in a year for which the interest calculation shall be based. If 1 is displayed, interest calculation for debtors shall be based on a year with 360 days (12 months with 30 days each). If 2 is displayed, interest calculation for debtors shall be based on 365 days (for a leap year, the number of days will be 366). If 3 is displayed, interest calculation for debtors shall be based on 365 days (for a leap year, the number of days should be 365 rather than 366).
Group by cst cnt
This column denotes whether the cost centre for the interest invoice should be the same as the cost centre of the concerned overdue documents (grouped by Debtor, currency and cost centre) or it should be retrieved from the Business partner file.
Grace days
This column displays the number of days after due date when the first interest invoice can be sent.
Base % deviation
This column displays the base % deviation indicating how the Interest rate, defined in Work with countries, should be increased/decreased when this interest rule is used.
Interest text code
This column displays the interest text code.
Stop code
This column displays the default stop code for interest invoices.
Terms of payment
This column displays the code for the payment terms to be applicable for all interest invoices you issue, regardless of debtor. If this column is blank, the normal terms of payment for the debtor are used instead.
VAT handling code
This column displays the VAT handling code to be printed on the interest invoice.

Work with interest rules (FKR47004)

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On this panel you enter the details for the interest rule.

Function keys

Interest rule
Mandatory entry. Enter the code identifying the interest rule.
Description
Mandatory entry. Enter the description of the interest rule.
Interest handling
You can choose between three different ways of handling interest on overdue invoices.

Valid codes are:

Code Description
1 Interest invoices can be issued only after the invoice has been paid, (e.g., fully settled) and after the grace period of each debtor.
2 Interest invoices can be issued, after the grace period, for any overdue invoice that is eligible for interest invoicing and not fully settled. The invoiced amount will be the accrued interest from due date up to the selected calculation date. The next time you issue interest invoices, interest is calculated from the last updated calculation date up to current calculation date, and so on. Interest is not charged for the time period from last updated calculation date up to the date of payment which fully settles the invoice.

Note: In this way both interest amounts, e.g., interest based on remaining amount and settled amount, will be calculated unless they are switched off at the Document type level in the Interest/Open item and Interest payment fields.

3 Interest invoices are issued as in method 2 above, with the difference that interest is charged also for fully settled invoices and the last time period up to the date of payment that fully settles an invoice.
Interest calculation
You can choose between four different ways of calculating the interest on overdue invoices.

Valid codes are:

Code Description
1 Interest is calculated per started day
2 Interest is calculated per started week
3 Interest is calculated per started month
4 One time charge, regardless of the number of days overdue

The actual interest rate percentage is entered in the Work with interest rates panel, which is accessed via Work with countries, and must be defined as the yearly, weekly, monthly or fixed rate, according to the interest calculation method you select here.

Interest year base
Enter 1 if interest calculation for debtors shall be based on a year with 360 days (12 months with 30 days each). Enter 2 if it shall be based on 365 days (for a leap year, the number of days will be 366). Enter 3 if it shall be based on 365 days (for a leap year, the number of days should be 365 rather than 366). If you select 360 days, it will only be valid if your company uses interest calculation method 1, i.e. interest is calculated per started day. Note: Any value entered here will override the value entered in the Interest year base field for the country in Work with countries.
Grace days
Enter the number of days after due date when the first interest invoice can be sent out. If interest handling method 1 is used, the debtor has this number of extra days after due date within which payment must be made before interest is charged. If interest handling method 2 or 3 is used, this is the number of days after due date that you wait until the first interest invoice is issued.
Base % deviation
This field is used to define an interest rate deviation. In the Interest rate field in Work with countries you define the percentage to be used for the Interest calculation. In this field you can enter the base % deviation to indicate how the Interest rate should be increased/decreased when this rule is used. For example, you can enter +1 or -1 to denote that the Interest rate should be increased/decreased by 1 when this rule is used.
Interest stop code
Enter the default stop code for interest invoices.
Interest text code
Enter the interest text code.
Terms of payment
Enter the code for the payment terms to be applicable for all interest invoices you issue, regardless of debtor. If this field is left blank, the normal terms of payment for the debtor are used instead.
VAT handling code
Enter the VAT handling code to be printed on the Interest invoice. Currently, only zero VAT can be applied for interest invoice. This means that only these VAT handling codes for which zero VAT percentage is defined in the VAT handling codes can be entered in this field.
Group by cost centre
In this field you indicate if the overdue documents should be grouped by cost centre and if the cost centre for the interest invoice should be retrieved from the concerned overdue documents.

Set this field to NO to indicate that one interest invoice should be issued per debtor and currency. An interest invoice will receive the cost centre defined for the debtor in the Business partner file.

Set this field to YES to indicate that one invoice should be issued per debtor, currency and cost centre. An interest invoice will receive the cost centre of the concerned overdue documents.

Note that for sundry debtors, there will be always one interest invoice per overdue document, and no grouping of overdue documents is performed. A YES setting in this field indicates that the interest invoice should receive the same cost centre as the overdue document. A NO setting indicates that the interest invoice should receive the cost centre defined for the debtor in the Business partner file.

Work with interest rules, Copy (FKR47005)

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Rule
Displays the interest rule you selected to copy.

New interest rule
Enter the ID of the new interest rule you are creating.

Work with interest rules, Deletion (FKR47008)

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